How to Apply for a PLUS Loan

Graduate PLUS Loan Application Process:

Step 1: Complete the FAFSA at www.fafsa.gov for the academic year you are applying for the Graduate PLUS loan.

Step 2: Complete the Graduate PLUS Application through the Federal Direct Loan website at http://studentloans.gov . This will enable the U.S. Department of Education to perform your credit check.

Step 3: Complete the Master Promissory Note through the Federal Direct Loan website at http://studentloans.gov.

Step 4: Complete Entrance Counseling for the Graduate PLUS loan at http://studentloans.gov.

Step 5: Complete PLUS counseling if required by the U.S. Department of Education at http://studentloans.gov.

Parent PLUS Loan Application Process:

Step 1: The student must complete the 2018-19 FAFSA (www.fafsa.gov)

Step 2: The parent must complete the Parent PLUS Application through the Federal Direct Loan website at http://studentloans.gov . This will enable the U.S. Department of Education to perform your credit check. You must complete a separate Parent Plus Application at http://studentloans.gov for each additional PLUS Loan requested.

Step 3: The parent must complete the Parent PLUS Master Promissory Note also through the Federal Direct Loan website at http://studentloans.gov

Step 4: The parent must complete and return the Mercer University - Federal Direct Parent PLUS Loan Request Form to the Office of Student Financial Planning via fax number listed below or mailed to the address below. To ensure your privacy, do not email this form or any forms with personally identifiable information. Emailed forms or incomplete forms will not be processed.

For detailed instructions on completing the studentloans.gov Parent PLUS application, click here.