How to Apply for a PLUS Loan

Graduate PLUS Loan Application Process:

Step 1: Complete the FAFSA at www.studentaid.gov for the academic year you are applying for the Graduate PLUS loan.

Step 2: Complete the Graduate PLUS Application through the Federal Direct Loan website at http://studentaid.gov . This will enable the U.S. Department of Education to perform your credit check.

Step 3: Complete the Master Promissory Note through the Federal Direct Loan website at http://studentaid.gov.

Step 4: Complete Entrance Counseling for the Graduate PLUS loan at http://studentaid.gov.

Step 5: Complete PLUS counseling if required by the U.S. Department of Education at http://studentaid.gov.

Parent PLUS Loan Application Process:

Step 1: The student must complete the 2018-19 FAFSA (www.studentaid.gov)

Step 2: The parent must complete the Parent PLUS Application through the Federal Direct Loan website at http://studentaid.gov . This will enable the U.S. Department of Education to perform your credit check. You must complete a separate Parent Plus Application at http://studentaid.gov for each additional PLUS Loan requested.

Step 3: The parent must complete the Parent PLUS Master Promissory Note also through the Federal Direct Loan website at http://studentaid.gov

For detailed instructions on completing the studentaid.gov Parent PLUS application, click here.