Georgia Student Access Loan (SAL) Program

The Georgia Student Finance Authority (GSFA) is now accepting applications for the new Student Access Loan (SAL) Program. The SAL program is a low interest rate (1%) loan program designed as a last resort funding resource for undergraduate college students who have unmet financial need. Students must be Georgia residents and U.S. citizens or eligible non-citizens who have graduated from an eligible Georgia high school with a 2.5 minimum GPA. Applicants must have completed a FAFSA for the current academic year and be enrolled at least half-time in order to apply for the SAL program, and must be able to demonstrate that they and their parents have applied for all available educational loans, except private loans; this includes all Direct Loans for Students and Parents. Since funds are limited, GSFA will randomly select recipients from the applicant pool.

Application windows vary and are posted online at Additional information and application are available on-line at